Richard Cunningham
Richard Cunningham is a registered investment advisor at Esi Financial Advisors, based in Bountiful, UT, with 40 years of industry experience. Their practice areas include Investment Management, Retirement Planning. Their firm serves 12,116 clients with $2.5B in assets under management.
Compensation
Firm Size
Number of Clients
Average Client Portfolio
Assets Under Management
Fee Structure
ESI Financial Advisors offers investment management through various programs. Fees vary depending on the program chosen and can include platform fees, strategist fees, and service fees.
ESI Illuminations programs charge a platform fee between 0.26% and 0.45% annually, plus strategist fees (0.02%-1.00%) and EFA's service fee (0-2.00%).
American Funds and Schwab Retirement Advisor Services have tiered fees, up to 1.00% annually on the first $1M, decreasing to 0.35% on amounts over $10M.
AssetMark fees are negotiated with the advisor, not to exceed 1.5% annually.
SEI fees are also negotiated, not to exceed 1.75% annually, plus a 0.05% administrative fee.
Location
620 South Main Street, Bountiful, UT, 84010
Get directionsHistory
Regulatory History (4)
Customer Dispute
September 2014Customer Dispute
October 2004Customer Dispute
January 2004Customer Dispute
October 2002Other Business ActivitiesSells Insurance
Richard is a partner in MMSMGD LLC and Cunningham Investment 1 LLC with his spouse. He is also an agent for non-variable insurance and a financial advisor and investment advisor representative for Summit Global. Finally, Richard is a notary.
Employment History
Current Registrations
Equity Services, INC.
Equity Services, INC.Broker
Summit Global Investments, LLC
Previous Registrations
United Planners' Financial Services of America a Limited PartnerBroker
Verity Investments, INC.Broker
Transamerica Financial Advisors, INC.
Transamerica Financial Advisors, INCBroker
Investment Advisors International, INC.
Intersecurities, INC.
World Group Securities, INC.Broker
Wma Securities, INC.Broker
Rushmore Securities CorporationBroker
Consolidated Investment Services, INC.Broker
Uslife Equity Sales CORP.Broker
First American National Securities, INC.Broker
State Registrations10 states
You can work with an advisor not registered in your state. Most advisors can legally serve a small number of clients across state lines without registering.