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John Ratini

31 Years of Experience
Ligonier, PA
4 DisclosuresBrokerSells Insurance

John Ratini is a registered investment advisor at LPL Financial LLC, based in Ligonier, PA, with 31 years of industry experience. Their practice areas include Investment Management. Their firm serves 1,676,192 clients with $620B in assets under management.

Compensation
Commission-BasedFee-Only (% of Portfolio)Fixed/Hourly
Firm Size
27420 advisors
Number of Clients
1,676,192 clients
Average Client Portfolio
$369K average
Assets Under Management
$618.9B

Fee Structure

Minimum Investment:$1K
Investment management only (planning not offered)

LPL Financial, along with your advisor, charges an annual fee based on the value of your account. This fee covers asset management, administrative, and custodial services. The fee is negotiable, but the maximum is 2.50% per year, paid quarterly in advance. LPL may share a portion of this fee with your advisor.

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Location

111 W Bank Alley, Ligonier, PA, 15658

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History

Regulatory History (4)
What are disclosures? Advisors must report customer complaints, regulatory actions, and certain legal or financial events to the SEC. Not all disclosures are serious—many are settled disputes or minor violations. Learn how to evaluate them.
Employment Separation After Allegations
May 2008
Criminal
November 1993
Final Disposition
Criminal
November 1993
Final Disposition
Criminal
May 1993
Final Disposition
Other Business ActivitiesSells Insurance

John owns resort rental property and a farm subdivided into lots since 2008, spending minimal time on it. He also sells health, life, and disability insurance, dedicating minimal time to these activities.

Employment History
Current Registrations
LPL Financial LLC
May 2008 - Present · 18 yrs
LPL Financial LLCBroker
May 2008 - Present · 18 yrs
Previous Registrations
Northwestern Mutual Investment Services,llc
April 2007 - June 2008 · 1 yr 2 mos
Northwestern Mutual Investment Services,llc
August 2006 - January 2007 · 5 mos
Nathan & Lewis Securities, INC.Broker
April 1997 - May 1997 · 1 mo
Northwestern Mutual Investment Services, LLCBroker
June 1994 - June 2008 · 14 yrs
Robert W. Baird & CO. IncorporatedBroker
June 1994 - January 2002 · 7 yrs 7 mos
State Registrations23 states
AZCACODEFLGAKYLAMAMDMEMNNCNDNHNJNVOHPASCTNVAWV
AdvisorBrokerBoth

You can work with an advisor not registered in your state. Most advisors can legally serve a small number of clients across state lines without registering.

Exams
No exam information available for this advisor.
John Ratini - Financial Advisor | TrueAdvisor