TrueAdvisor
TrueAdvisor
MR
CFP
MR
CFP

Michael Rinaldo

Ameriprise Financial Services, LLC
39 Years of Experience
Florham Park, NJ
1 DisclosureBroker
View SEC Summary
View SEC Summary

Michael Rinaldo is a CFP-designated registered investment advisor at Ameriprise Financial Services, LLC, based in Florham Park, NJ, with 39 years of industry experience. Michael is also registered as a broker, so some compensation may come from commissions on products sold. Their practice areas include Business Owners, Charitable Giving, Corporate Executives, Education Planning, and 6 more. Their firm serves 1,386,329 clients with $660B in assets under management.

Ameriprise Financial Services, LLC
Compensation
Fee-Only (% of Portfolio)Fixed/Hourly
Firm Size
12955 advisors
Number of Clients
1,386,329 clients
Average Client Portfolio
$476K average
Assets Under Management
$660.5B

Fee Structure

Minimum Investment:$2K
Planning is included in investment management (also available separately)
Portfolio-Based Fees (Flat)
Portfolio ValueAnnual Fee
Any2.00%

The maximum total annual advisory fee is 2.0% of managed account assets. Fees are negotiable with your financial advisor and vary based on the specific program and services selected.

Fee Estimator
Your Portfolio Value
$500K
$0$500K$1M$5M$20M
Estimated Annual Fee
—
View Full SEC Brochure

Location

25A Hanover Rd Ste 103, Florham Park, NJ, 07932

Get directions

History

Regulatory History (1)
What are disclosures? Advisors must report customer complaints, regulatory actions, and certain legal or financial events to the SEC. Not all disclosures are serious—many are settled disputes or minor violations. Learn how to evaluate them.
Customer Dispute
October 1998
Withdrawn
View Full SEC ReportHow to Read Disclosures
Other Business Activities

Michael owns two businesses, one since 2001 and another since 2021. The first takes a few hours per week and is not investment-related, while the second takes minimal time and is investment-related.

Employment History
Current Registrations
Ameriprise Financial Services, LLC
December 2020 - Present · 5 yrs 10 mos
Ameriprise Financial Services, LLC
December 2020 - Present · 5 yrs 10 mos
Ameriprise Financial Services, LLCBroker
December 2020 - Present · 5 yrs 10 mos
Previous Registrations
UBS Financial Services INC.Broker
September 2010 - December 2020 · 10 yrs 3 mos
UBS Financial Services INC.
September 2010 - December 2020 · 10 yrs 3 mos
Morgan Stanley Smith Barney LLC
June 2009 - October 2010 · 1 yr 4 mos
Morgan Stanley Smith BarneyBroker
June 2009 - October 2010 · 1 yr 4 mos
Morgan Stanley & CO. Incorporated
April 2007 - June 2009 · 2 yrs 2 mos
Morgan Stanley & CO. IncorporatedBroker
April 2007 - June 2009 · 2 yrs 2 mos
Morgan Stanley
September 2004 - April 2007 · 2 yrs 7 mos
Morgan Stanley Dw INC.Broker
September 2004 - April 2007 · 2 yrs 7 mos
Citigroup Global Markets INC.
May 2002 - September 2004 · 2 yrs 4 mos
Citigroup Global Markets INC.Broker
September 1999 - September 2004 · 5 yrs
Merrill Lynch, Pierce, Fenner & Smith IncorporatedBroker
January 1995 - September 1999 · 4 yrs 8 mos
Gibraltar Securities CO.Broker
May 1994 - January 1995 · 8 mos
Hym Financial, INC.Broker
May 1987 - May 1994 · 7 yrs
State Registrations19 states
AZCACOCTDCFLIDILMAMNMONCNJNYPARISCTXVA
AdvisorBrokerBoth

You can work with an advisor not registered in your state. Most advisors can legally serve a small number of clients across state lines without registering.

Exams
No exam information available for this advisor.
More Advisors
More financial advisors in Florham Park, NJ →All financial advisors in New Jersey →