James Hardy
James Hardy is a registered investment advisor at Osaic Wealth, INC., based in Daphne, AL, with 35 years of industry experience. James operates on a fee-only basis, meaning they do not earn commissions from product sales. Their practice areas include Business Owners, Education Planning, Estate Planning, Investment Management, and 1 more. Their firm serves 574,829 clients with $200B in assets under management.
Compensation
Firm Size
Number of Clients
Average Client Portfolio
Assets Under Management
Fee Structure
Osaic Wealth offers investment management through several platforms, including Advisor Managed Portfolios, Unified Managed Accounts, and Signator Managed Account Platform. Fees are negotiable and based on a percentage of the assets in your account. The fees cover advisory services, custodial services, and in some cases, transaction costs. Mutual funds and ETFs within these accounts have their own internal fees. Some programs have wrap accounts where all costs are bundled into one fee.
Location
1 Timber Way, Suite 100, Daphne, AL, 36526
Get directionsHistory
Regulatory History (1)
Customer Dispute
January 1999Other Business ActivitiesSells Insurance
James is an independent insurance agent doing business as Horizon Financial since 2001, spending about 30% of his time on this. He also sells life insurance, fixed annuities, disability insurance (DI), and long-term care insurance (LTC) through Horizon Financial LLC, and owns rental property.
Employment History
Current Registrations
Osaic Wealth, INC.Broker
Osaic Wealth, INC.
Previous Registrations
Sagepoint Financial, INC.
Sagepoint Financial, INC.Broker
American General Securities Incorporated
American General Securities IncorporatedBroker
Ing Financial Partners, INC.Broker
American General Securities IncorporatedBroker
Franklin Financial Services CorporationBroker
State Registrations47 states
You can work with an advisor not registered in your state. Most advisors can legally serve a small number of clients across state lines without registering.