TrueAdvisor
TrueAdvisor
ML
ML

Michael Ludwin

Osaic Institutions, INC.
32 Years of Experience
Southington, CT
6 DisclosuresBroker
View SEC Summary
View SEC Summary

Michael Ludwin is a registered investment advisor at Osaic Institutions, INC., based in Southington, CT, with 32 years of industry experience. Michael is also registered as a broker, so some compensation may come from commissions on products sold. Their practice areas include Alternative Investments, Annuities, Business Owners, Charitable Giving, and 9 more. Their firm serves 16,312 clients with $6.5B in assets under management.

Osaic Institutions, INC.
Compensation
Fee-Only (% of Portfolio)Fixed/Hourly
Firm Size
566 advisors
Number of Clients
16,312 clients
Average Client Portfolio
$398K average
Assets Under Management
$6.5B

Fee Structure

Minimum Investment:None
Investment management only (planning not offered)
Portfolio-Based Fees (Flat)
Portfolio ValueAnnual Fee
Any2.50%

Maximum advisory fee is generally 2.50% and is negotiable between the advisor and client.

Fee Estimator
Your Portfolio Value
$500K
$0$500K$1M$5M$20M
Estimated Annual Fee
—
View Full SEC Brochure

Location

31 Liberty Street, Suite 306, Southington, CT, 06489

Get directions

History

Regulatory History (6)
What are disclosures? Advisors must report customer complaints, regulatory actions, and certain legal or financial events to the SEC. Not all disclosures are serious—many are settled disputes or minor violations. Learn how to evaluate them.
Customer Dispute
March 2011
Denied
Employment Separation After Allegations
June 2010
Customer Dispute
January 2009
Denied
Customer Dispute
April 2008
Denied
Customer Dispute
February 2008
Settled
Customer Dispute
January 2004
Settled
View Full SEC ReportHow to Read Disclosures
Employment History
Current Registrations
Osaic Institutions, INC.
December 2013 - Present · 12 yrs 10 mos
Osaic Institutions, INC.Broker
November 2013 - Present · 12 yrs 11 mos
Previous Registrations
Harvest Capital Advisors, LLC
July 2010 - November 2013 · 3 yrs 4 mos
Harvest Capital LLCBroker
July 2010 - November 2013 · 3 yrs 4 mos
LPL Financial Corporation
December 2007 - April 2010 · 2 yrs 4 mos
Uvest Financial Services Group, INC.
February 2007 - July 2010 · 3 yrs 5 mos
Uvest Financial Services Group, INC.Broker
February 2007 - July 2010 · 3 yrs 5 mos
Webster Investment Services, INC
January 2001 - February 2007 · 6 yrs 1 mo
Webster Investment Services, INC.Broker
July 1999 - February 2007 · 7 yrs 7 mos
Liberty Securities CorporationBroker
October 1995 - July 1999 · 3 yrs 9 mos
Metlife Securities INC.Broker
February 1994 - September 1995 · 1 yr 7 mos
Metropolitan Life Insurance CompanyBroker
February 1994 - September 1995 · 1 yr 7 mos
State Registrations16 states
CACTFLINMAMEMIMNMSNHNYPARITXVTWA
AdvisorBrokerBoth

You can work with an advisor not registered in your state. Most advisors can legally serve a small number of clients across state lines without registering.

Exams
No exam information available for this advisor.
More Advisors
More financial advisors in Southington, CT →All financial advisors in Connecticut →