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John Kalil

Esi Financial Advisors
29 Years of Experience
Clifton Park, NY
2 DisclosuresBrokerSells Insurance
View SEC Summary
View SEC Summary

John Kalil is a registered investment advisor at Esi Financial Advisors, based in Clifton Park, NY, with 29 years of industry experience. John is also registered as a broker, so some compensation may come from commissions on products sold. Their practice areas include Annuities, Charitable Giving, Education Planning, Estate Planning, and 6 more. Their firm serves 12,379 clients with $2.8B in assets under management.

Esi Financial Advisors
Compensation
Commission-BasedFee-Only (% of Portfolio)Fixed/Hourly
Firm Size
536 advisors
Number of Clients
12,379 clients
Average Client Portfolio
$224K average
Assets Under Management
$2.8B

Fee Structure

Minimum Investment:$10K
Planning is included in investment management (also available separately)
Portfolio-Based Fees (Tiered)
Portfolio ValueAnnual Fee
Up to $1.0M1.00%
$1.0M - $2.5M0.75%
$2.5M - $5.0M0.60%
$5.0M - $10.0M0.50%
$10M+0.35%

Rates reflect the primary schedule used in programs like American Funds and Schwab Retirement Advisor Services. Other programs have different maximum fees (AssetMark up to 1.50%, Saratoga up to 2.00%, SEI up to 1.75% plus 0.05% administrative fee). Actual fees are negotiable.

Fee Estimator
Your Portfolio Value
$500K
$0$500K$1M$5M$20M
Estimated Annual Fee
—
View Full SEC Brochure

Location

1407 Route 9, Building 4, Clifton Park, NY, 12065

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History

Regulatory History (2)
What are disclosures? Advisors must report customer complaints, regulatory actions, and certain legal or financial events to the SEC. Not all disclosures are serious—many are settled disputes or minor violations. Learn how to evaluate them.
Employment Separation After Allegations
November 2016
Customer Dispute
March 1999
Settled
View Full SEC ReportHow to Read Disclosures
Other Business ActivitiesSells Insurance

John is an agent for The Vermont Agency, NPA Financial, and The Precision Financial Group, selling fixed insurance products since November 2022. He is also the President/Owner of Retirement Solutions LLC since 2004, used as a brand name to market his financial services practice and provide education. Additionally, John is a Director of Grants for the Saratoga Snowmobile Association and a candidate for Town of Webb Council Person.

Employment History
Current Registrations
Esi Financial Advisors
November 2022 - Present · 3 yrs 11 mos
Equity Services, INC.Broker
November 2022 - Present · 3 yrs 11 mos
Previous Registrations
Hazard & Siegel Advisory Services LLC
July 2021 - November 2022 · 1 yr 4 mos
Hazard & Siegel, INC.Broker
January 2017 - November 2022 · 5 yrs 10 mos
Invest Financial CorporationBroker
July 2016 - November 2016 · 4 mos
Msi Financial Services, INC.Broker
October 2014 - July 2016 · 1 yr 9 mos
Hazard & Siegel, INC.Broker
December 2004 - October 2014 · 9 yrs 10 mos
Uvest Financial Services Group, INC.Broker
September 2003 - December 2004 · 1 yr 3 mos
Leigh Baldwin & CO., LLCBroker
September 2001 - October 2003 · 2 yrs 1 mo
Royal Alliance Associates, INC.Broker
June 2000 - September 2001 · 1 yr 3 mos
Park Avenue Securities LLCBroker
May 1999 - June 2000 · 1 yr 1 mo
Guardian Investor Services CorporationBroker
March 1998 - May 1999 · 1 yr 2 mos
Mutual of Omaha Investor Services, INC.Broker
January 1997 - March 1998 · 1 yr 2 mos
State Registrations3 states
FLNCNY
AdvisorBrokerBoth

You can work with an advisor not registered in your state. Most advisors can legally serve a small number of clients across state lines without registering.

Exams
No exam information available for this advisor.
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