Hazard & Siegel Advisory Services provides personalized investment advice and financial planning to individuals, businesses, trusts, estates, and retirement plans. The firm primarily operates by helping clients select and coordinate with outside money managers who handle the actual trading of portfolios. Clients can also receive financial planning services covering retirement, estate planning, and business succession on an hourly or flat fee basis. While Hazard & Siegel Advisory Services does not charge wrap fees directly, some of its representatives are also licensed brokers or insurance agents who may offer commission-based products through affiliated companies, creating potential conflicts of interest that the firm discloses and manages. Most accounts are managed on a non-discretionary basis, meaning clients must approve trades, though third-party managers may have discretionary trading authority based on their separate agreements. Hazard & Siegel Advisory Services emphasizes building tailored strategies based on individual goals, risk tolerances, and time horizons.
Fee Structure
Hazard & Siegel Advisory Services does not manage your investments directly through a standard in-house schedule. Instead, the firm helps connect you with third-party money managers who charge their own fees. Depending on the arrangement, you may pay fees based on a percentage of your portfolio, an hourly rate, or a flat fee. Some representatives may also receive commissions on certain products if handled through an affiliated broker, though commission-based products are generally not recommended for advisory clients.