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Rick Pearl

Independent Financial Group, LLC
29 Years of Experience
Warsaw, IN
1 DisclosureBrokerSells Insurance
View SEC Summary
View SEC Summary

Rick Pearl is a registered investment advisor at Independent Financial Group, LLC, based in Warsaw, IN, with 29 years of industry experience. Rick is also registered as a broker, so some compensation may come from commissions on products sold. Their practice areas include Alternative Investments, Annuities, Business Owners, Charitable Giving, and 9 more. Their firm serves 26,635 clients with $13B in assets under management.

Independent Financial Group, LLC
Compensation
Commission-BasedFee-Only (% of Portfolio)Fixed/Hourly
Firm Size
541 advisors
Number of Clients
26,635 clients
Average Client Portfolio
$485K average
Assets Under Management
$12.9B

Fee Structure

Minimum Investment:$25K
Investment management only (planning not offered)
Portfolio-Based Fees (Flat)
Portfolio ValueAnnual Fee
Up to $250K2.00%
$250K - $500K2.00%
$500K - $1.0M2.00%
$1.0M - $2.0M2.00%
$2.0M - $5.0M2.00%
$5M+2.00%

Maximum advisor fee is shown; program fees (0.04% to 0.16%) and transaction charges may apply depending on the selected program. Fees are negotiable.

Fee Estimator
Your Portfolio Value
$500K
$0$500K$1M$5M$20M
Estimated Annual Fee
—
View Full SEC Brochure

Location

1822 E. Center St., Warsaw, IN, 46580

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History

Regulatory History (1)
What are disclosures? Advisors must report customer complaints, regulatory actions, and certain legal or financial events to the SEC. Not all disclosures are serious—many are settled disputes or minor violations. Learn how to evaluate them.
Employment Separation After Allegations
September 2019
View Full SEC ReportHow to Read Disclosures
Other Business ActivitiesSells Insurance

Rick is an insurance agent offering various types of insurance products, dedicating minimal time to this. He is also a 90% owner of Pearl Financial Inc., a DBA used for marketing purposes, which takes nearly full-time. Finally, Rick owns rental properties, requiring minimal time.

Employment History
Current Registrations
Independent Financial Group, LLCBroker
September 2019 - Present · 7 yrs 1 mo
Independent Financial Group, LLC
September 2019 - Present · 7 yrs 1 mo
Previous Registrations
LPL Financial LLC
December 2002 - October 2019 · 16 yrs 10 mos
LPL Financial LLCBroker
November 2002 - October 2019 · 16 yrs 11 mos
Robert W. Baird & CO. IncorporatedBroker
May 2001 - December 2002 · 1 yr 7 mos
Natcity Insurance Services, INC.Broker
January 2000 - May 2001 · 1 yr 4 mos
Natcity Investments, INC.Broker
May 1998 - May 2001 · 3 yrs
Liberty Securities CorporationBroker
March 1996 - November 1996 · 8 mos
Merrill Lynch, Pierce, Fenner & Smith IncorporatedBroker
April 1995 - March 1996 · 11 mos
State Registrations7 states
CAFLINLAMIOHTX
AdvisorBrokerBoth

You can work with an advisor not registered in your state. Most advisors can legally serve a small number of clients across state lines without registering.

Exams
No exam information available for this advisor.
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