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CFP
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CFP

Samuel Terrazzino

Esi Financial Advisors
30 Years of Experience
Amherst, NY
2 DisclosuresBrokerSells Insurance
View SEC Summary
View SEC Summary

Samuel Terrazzino is a CFP-designated registered investment advisor at Esi Financial Advisors, based in Amherst, NY, with 30 years of industry experience. Samuel is also registered as a broker, so some compensation may come from commissions on products sold. Their practice areas include Annuities, Charitable Giving, Education Planning, Estate Planning, and 6 more. Their firm serves 12,379 clients with $2.8B in assets under management.

Esi Financial Advisors
Compensation
Commission-BasedFee-Only (% of Portfolio)Fixed/Hourly
Firm Size
536 advisors
Number of Clients
12,379 clients
Average Client Portfolio
$224K average
Assets Under Management
$2.8B

Fee Structure

Minimum Investment:$10K
Planning is included in investment management (also available separately)
Portfolio-Based Fees (Tiered)
Portfolio ValueAnnual Fee
Up to $1.0M1.00%
$1.0M - $2.5M0.75%
$2.5M - $5.0M0.60%
$5.0M - $10.0M0.50%
$10M+0.35%

Rates reflect the primary schedule used in programs like American Funds and Schwab Retirement Advisor Services. Other programs have different maximum fees (AssetMark up to 1.50%, Saratoga up to 2.00%, SEI up to 1.75% plus 0.05% administrative fee). Actual fees are negotiable.

Fee Estimator
Your Portfolio Value
$500K
$0$500K$1M$5M$20M
Estimated Annual Fee
—
View Full SEC Brochure

Location

200 John James Audubon, Suite 202, Amherst, NY, 14228

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History

Regulatory History (2)
What are disclosures? Advisors must report customer complaints, regulatory actions, and certain legal or financial events to the SEC. Not all disclosures are serious—many are settled disputes or minor violations. Learn how to evaluate them.
Customer Dispute
March 2008
Denied
Employment Separation After Allegations
March 2002
View Full SEC ReportHow to Read Disclosures
Other Business ActivitiesSells Insurance

Samuel sells fixed insurance products through NPA Financial and The Vermont Agency, and property and casualty insurance through Partners Auto and Home Group. He also owns rental property and a gym & fitness center.

Employment History
Current Registrations
Esi Financial Advisors
May 2025 - Present · 1 yr 5 mos
Equity Services, INC.Broker
May 2025 - Present · 1 yr 5 mos
Previous Registrations
MML Investors Services, LLC
May 2017 - December 2024 · 7 yrs 7 mos
MML Investors Services, LLCBroker
March 2017 - December 2024 · 7 yrs 9 mos
Msi Financial Services, INC.Broker
April 2013 - March 2017 · 3 yrs 11 mos
New England SecuritiesBroker
September 2002 - January 2015 · 12 yrs 4 mos
Hornor, Townsend & Kent, INC.Broker
March 2002 - January 2003 · 10 mos
Mutual of Omaha Investor Services, INC.Broker
March 1996 - April 2002 · 6 yrs 1 mo
State Registrations1 state
NY
AdvisorBrokerBoth

You can work with an advisor not registered in your state. Most advisors can legally serve a small number of clients across state lines without registering.

Exams
No exam information available for this advisor.
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