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Tim Smith

Api Financial Advisors, LLC
28 Years of Experience
Roseville, CA
5 DisclosuresSells Insurance
View SEC Summary
View SEC Summary

Tim Smith is a ChFC-designated registered investment advisor at Api Financial Advisors, LLC, based in Roseville, CA, with 28 years of industry experience. Tim operates on a fee-only basis, meaning they do not earn commissions from product sales. Their practice areas include Education Planning, High Net Worth, Insurance Planning, Investment Management, and 2 more. Their firm serves 227 clients with $85M in assets under management.

Api Financial Advisors, LLC
Compensation
Fee-Only (% of Portfolio)Fixed/Hourly
Firm Size
13 advisors
Number of Clients
227 clients
Average Client Portfolio
$373K average
Assets Under Management
$84.7M

Fee Structure

Minimum Investment:$20K
Investment management only (planning not offered)
Portfolio-Based Fees (Flat)
Portfolio ValueAnnual Fee
Any1.95%

Management fee is negotiable and no more than 1.95% annually. Clients also pay a 0.10% asset-based fee for trading costs.

Fee Estimator
Your Portfolio Value
$500K
$0$500K$1M$5M$20M
Estimated Annual Fee
—
View Full SEC Brochure

Location

1782 Ravenna Way, Roseville, CA, 95747

Get directions

History

Regulatory History (5)
What are disclosures? Advisors must report customer complaints, regulatory actions, and certain legal or financial events to the SEC. Not all disclosures are serious—many are settled disputes or minor violations. Learn how to evaluate them.
Financial
January 2020
Final
Regulatory
February 2015
Final
Customer Dispute
November 2009
Denied
Customer Dispute
June 2007
Closed-No Action
Customer Dispute
October 2006
Settled
View Full SEC ReportHow to Read Disclosures
Other Business ActivitiesSells Insurance

Tim works full-time as a sales representative for Strategery Advisers, Inc., selling insurance products including life, health, long-term care, disability insurance, and annuities. He also dedicates full-time hours to advisory roles with Strategery Advisers, Inc. and SSA.

Employment History
Current Registrations
Quility Financial Advisors
March 2025 - Present · 1 yr 7 mos
Previous Registrations
Packerland Brokerage Services, INC.Broker
July 2023 - March 2025 · 1 yr 8 mos
Packerland Brokerage Services, INC.
May 2023 - March 2025 · 1 yr 10 mos
Securities America, INC.Broker
July 2020 - September 2022 · 2 yrs 2 mos
Securities America Advisors, INC.
July 2020 - September 2022 · 2 yrs 2 mos
Investacorp Advisory Services INC
April 2018 - July 2020 · 2 yrs 3 mos
Investacorp, INC.Broker
March 2018 - July 2020 · 2 yrs 4 mos
Cetera Advisor Networks LLC
February 2011 - March 2018 · 7 yrs 1 mo
Cetera Advisor Networks LLCBroker
February 2011 - March 2018 · 7 yrs 1 mo
Qa3 Financial CORP.Broker
December 2004 - February 2011 · 6 yrs 2 mos
Qa3 Financial LLC
December 2004 - February 2011 · 6 yrs 2 mos
Resource Investment Architects, INC.
May 2004 - December 2004 · 7 mos
Investment Architects, INC.Broker
May 2001 - December 2004 · 3 yrs 7 mos
Princor Financial Services CorporationBroker
September 1998 - June 2001 · 2 yrs 9 mos
Capital Brokerage CorporationBroker
February 1997 - October 1998 · 1 yr 8 mos
State Registrations1 state
CA
Advisor

You can work with an advisor not registered in your state. Most advisors can legally serve a small number of clients across state lines without registering.

Exams
No exam information available for this advisor.
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Tim Smith - Financial Advisor | TrueAdvisor