Thomas Crutchfield
Thomas Crutchfield is a registered investment advisor at Waypoints Financial, based in Sebring, FL, with 29 years of industry experience. Thomas operates on a fee-only basis, meaning they do not earn commissions from product sales. Their practice areas include Estate Planning, Financial Planning & Coaching, Insurance Planning, Investment Management, and 1 more. Their firm serves 398 clients with $130M in assets under management.
Compensation
Firm Size
Number of Clients
Average Client Portfolio
Assets Under Management
Fee Structure
Waypoints Financial manages client accounts through a wrap fee program. This program charges a single, bundled fee that covers portfolio management, custodial services, and transaction costs. The exact fee is negotiable, but will not exceed 1.60% of the assets managed. The fee is calculated monthly, in arrears, based on the portfolio's value on the 15th of the month.
Location
149 East Center Avenue, Sebring, FL, 33870
Get directionsHistory
Regulatory History (2)
Customer Dispute
March 2006Customer Dispute
April 2003Other Business ActivitiesSells Insurance
Thomas is an independent insurance agent since 1997, selling life insurance and annuities, dedicating about 10-20% of his time. He also manages 149 E Center LLC, a real estate company that purchases and rents office space, dedicating minimal time to this activity.
Employment History
Current Registrations
Waypoints Financial
Previous Registrations
Wfg Advisors, LP
Wfg Investments, INC.Broker
Cambridge Investment Research Advisors, INC.
Cambridge Investment Research, INC.Broker
Wachovia Securities, LLC
Wachovia Securities, LLCBroker
A. G. Edwards & Sons, INC.Broker
A. G. Edwards & Sons, INC.
Merrill Lynch, Pierce, Fenner & Smith IncorporatedBroker
State Registrations1 state
You can work with an advisor not registered in your state. Most advisors can legally serve a small number of clients across state lines without registering.