Waypoints Financial provides investment advice and financial planning to individuals, trusts, estates, charitable organizations, and businesses. Waypoints manages investment portfolios through its wrap fee program, where a single fee covers portfolio management, advisory services, and trade execution. Waypoints also offers financial planning services, including cash flow analysis, retirement analysis, insurance analysis, portfolio analysis, education savings analysis, and estate analysis.
Fee Structure
Waypoints Financial manages client accounts through a wrap fee program. This program charges a single, bundled fee that covers portfolio management, custodial services, and transaction costs. The exact fee is negotiable, but will not exceed 1.60% of the assets managed. The fee is calculated monthly, in arrears, based on the portfolio's value on the 15th of the month.