Joseph Kowalsky
Joseph Kowalsky is a registered investment advisor at Spc, based in Lathrup Village, MI, with 27 years of industry experience. Joseph operates on a fee-only basis, meaning they do not earn commissions from product sales. Their practice areas include Financial Planning & Coaching, Investment Management, Retirement Planning. Their firm serves 30,881 clients with $5.7B in assets under management.
Compensation
Firm Size
Number of Clients
Average Client Portfolio
Assets Under Management
Fee Structure
SPC offers investment management through the SIGMA Managed Account program. Clients pay an annual account management fee based on a percentage of their account assets. The fee includes a program fee and the IAR's compensation. For example, if your account AUM is $1,500,000, the first $500,000 is billed at 2.50%, the next $250,000 at 1.75%, the next $250,000 at 1.50%, and the remaining $500,000 at 1.25%. The maximum annual advisory fee is 2.5%. The program fee is 0.15% on all assets. There is a $30 minimum annual program fee.
SPC also offers direct-at-fund programs where clients pay an annual asset-based investment management fee of 0.5%.
Location
28250 Southfield Road, Suite 210, Lathrup Village, MI, 48076
Get directionsHistory
Regulatory History (1)
Employment Separation After Allegations
July 1999Other Business ActivitiesSells Insurance
Joseph is on the board of directors and assistant secretary for Cryonics Institute, and a guest lecturer at Oakland Community College. He also sells various lines of insurance through various insurance companies and volunteers at several non-profit organizations.
Employment History
Current Registrations
Sigma Financial CorporationBroker
Spc
Previous Registrations
Ameriprise Financial Services, INC.Broker
Ameriprise Financial Services, INC.
Ameriprise Advisor Services, INC.
Ameriprise Advisor Services, INC.Broker
Oppenheimer & CO. INC.Broker
A. G. Edwards & Sons, INC.Broker
Painewebber IncorporatedBroker
State Registrations14 states
You can work with an advisor not registered in your state. Most advisors can legally serve a small number of clients across state lines without registering.