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Tracy Adams

LPL Financial LLC
24 Years of Experience
Muskegon, MI
2 DisclosuresBroker
View SEC Summary
View SEC Summary

Tracy Adams is a registered investment advisor at LPL Financial LLC, based in Muskegon, MI, with 24 years of industry experience. Tracy is also registered as a broker, so some compensation may come from commissions on products sold. Their practice areas include Investment Management, Retirement Planning. Their firm serves 1,986,990 clients with $820B in assets under management.

LPL Financial LLC
Compensation
Fee-Only (% of Portfolio)Fixed/Hourly
Firm Size
28221 advisors
Number of Clients
1,986,990 clients
Average Client Portfolio
$412K average
Assets Under Management
$819.1B

Fee Structure

Minimum Investment:$1K
Investment management only (planning not offered)
Portfolio-Based Fees (Flat)
Portfolio ValueAnnual Fee
Any2.50%

The maximum account fee is 2.50% and is negotiable between the client and the advisor. Fees are based on total assets in the account and payable quarterly in advance.

Fee Estimator
Your Portfolio Value
$500K
$0$500K$1M$5M$20M
Estimated Annual Fee
—
View Full SEC Brochure

Location

1619 East Mount Garfield Road, Muskegon, MI, 49444

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History

Regulatory History (2)
What are disclosures? Advisors must report customer complaints, regulatory actions, and certain legal or financial events to the SEC. Not all disclosures are serious—many are settled disputes or minor violations. Learn how to evaluate them.
Customer Dispute
November 2005
Denied
Customer Dispute
December 2002
Denied
View Full SEC ReportHow to Read Disclosures
Other Business Activities

Tracy works as a financial advisor at ChoiceOne Bank since 2001. This investment-related activity takes about a quarter of her time.

Employment History
Current Registrations
LPL Financial LLC
January 2026 - Present · 9 mos
LPL Financial LLC
January 2026 - Present · 9 mos
LPL Financial LLCBroker
January 2026 - Present · 9 mos
Previous Registrations
Ameriprise Financial Services, LLC
May 2025 - August 2025 · 3 mos
Ameriprise Financial Services, LLCBroker
May 2025 - August 2025 · 3 mos
Osaic Institutions, INC.
October 2020 - May 2025 · 4 yrs 7 mos
Osaic Institutions, INC.Broker
October 2020 - May 2025 · 4 yrs 7 mos
LPL Financial LLC
December 2018 - October 2020 · 1 yr 10 mos
LPL Financial LLCBroker
December 2018 - October 2020 · 1 yr 10 mos
Cetera Advisor Networks LLC
November 2016 - December 2018 · 2 yrs 1 mo
Cetera Advisor Networks LLCBroker
November 2016 - December 2018 · 2 yrs 1 mo
Investacorp Advisory Services INC
October 2010 - November 2016 · 6 yrs 1 mo
Investacorp, INC.Broker
April 2007 - November 2016 · 9 yrs 7 mos
The Huntington Investment Company
June 2006 - March 2007 · 9 mos
The Huntington Investment CompanyBroker
January 2005 - March 2007 · 2 yrs 2 mos
Merrill Lynch, Pierce, Fenner & Smith IncorporatedBroker
January 2004 - December 2004 · 11 mos
UBS Financial Services INC.Broker
August 2001 - November 2003 · 2 yrs 3 mos
State Registrations1 state
MI
AdvisorBrokerBoth

You can work with an advisor not registered in your state. Most advisors can legally serve a small number of clients across state lines without registering.

Exams
No exam information available for this advisor.
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