Rachel Lower
Rachel Lower is a ChFC-designated registered investment advisor at M Holdings Securities, INC., based in Allentown, PA, with 23 years of industry experience. Rachel operates on a fee-only basis, meaning they do not earn commissions from product sales. Their practice areas include Financial Planning & Coaching, Retirement Planning. Their firm serves 3,621 clients with $4.1B in assets under management.
Compensation
Firm Size
Number of Clients
Average Client Portfolio
Assets Under Management
Fee Structure
M Holdings Securities offers various investment management programs with different fee structures. Some programs have wrap fees that cover advisory, brokerage, and custodial services in one fee. Other programs charge advisory fees separately from brokerage and other costs. Fees are negotiable with your financial professional and vary depending on the program chosen and the amount of assets managed. The maximum fee for WealthPursuit Wrap Fee Programs is limited to 3%. MPP Wrap Program fees will not exceed 1.36% for accounts with at least $150,000 in assets. WealthPursuit Prime fees are limited to a maximum rate of 3%.
Location
4905 Tilghman Street, Suite 100, Allentown, PA, 18104
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Regulatory History
No disclosures, customer disputes, or regulatory actions on file.
Disclosures include customer complaints, regulatory actions, and other events that advisors must report to the SEC. A clean record means none have been reported.
Learn about disclosures →Other Business ActivitiesSells Insurance
Rachel is the owner/officer of Deep Draft Consulting, LLC, offering business planning and financial advisory services, dedicating a few hours per week. She is also the CEO/President of Cornerstone Financial Consultants, LTD. DBA 1802 Insurance And Cornerstone Advisors, spending full-time hours meeting with clients and developing financial plans.
Employment History
Current Registrations
M Holdings Securities, INC.
Deep Draft Consulting, LLC
M Holdings Securities, INC.Broker
Previous Registrations
Cornerstone Financial Consultants LTD
Cornerstone Institutional Investors, INC.Broker
M Holdings Securities, INC.Broker
Cornerstone Institutional Investors, INC.Broker
State Registrations23 states
You can work with an advisor not registered in your state. Most advisors can legally serve a small number of clients across state lines without registering.