Timothy Lackey

Centered Financial charges a percentage of your portfolio annually for investment management services. These fees are paid quarterly and are negotiable.

For non-qualified plans, the fees are:

• First $150,000 — 1.50% per year
• $150,001 to $500,000 — 1.25% per year
• $500,001 to $1,000,000 — 1.00% per year
• Next $1,000,000 — 0.90% per year
• Next $3,000,000 — 0.75% per year
• Next $5,000,000 — 0.50% per year
• Next $5,000,000 — 0.40% per year
• Above $15,000,000 — 0.25% per year

For qualified plans, the fees are:

• $0 to $500,000 — 0.75% per year
• $500,001 to $750,000 — 0.70% per year
• $750,001 to $1,000,000 — 0.60% per year
• $1,000,001 to $2,000,000 — 0.50% per year
• $2,000,001 to $5,000,000 — 0.35% per year
• $5,000,001 to $10,000,000 — 0.25% per year
• Above $10,000,000 — Negotiable