Centered Financial offers customized investment management and financial planning services to individuals, high net worth clients, charitable organizations, and businesses. Centered Financial manages portfolios on both a discretionary and non-discretionary basis, utilizing mutual funds, exchange-traded funds, equities, fixed income, options, and alternative strategies like real estate investment trusts. In addition to direct portfolio management, Centered Financial maintains referral agreements with third-party asset managers and utilizes sub-advisers to broaden client options. The firm provides comprehensive financial planning encompassing cash flow analysis, budgeting, employee benefits, retirement, income taxes, estate planning, insurance risk management, and education funding. Centered Financial tailors its strategies to each client's specific financial situation, risk profile, and investment objectives.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $150K | 1.50% |
| $150K - $500K | 1.25% |
| $500K - $1.0M | 1.00% |
| $1.0M - $2.0M | 0.90% |
| $2.0M - $5.0M | 0.75% |
| $5.0M - $10.0M | 0.50% |
| $10.0M - $15.0M | 0.40% |
| $15M+ | 0.25% |
Rates shown are for non-qualified plans. Qualified plans have a separate schedule starting at 0.75% down to 0.25% for accounts between $5M and $10M, and negotiable above $10M.