Jeran Alfen
Jeran Alfen is a CFP-designated registered investment advisor at Centered Financial, based in Carlsbad, CA, with 21 years of industry experience. Jeran operates on a fee-only basis, meaning they do not earn commissions from product sales. Their practice areas include Estate Planning, Financial Planning & Coaching, Insurance Planning, Investment Management, and 2 more. Their firm serves 167 clients with $75M in assets under management.
Compensation
Firm Size
Number of Clients
Average Client Portfolio
Assets Under Management
Fee Structure
Centered Financial charges a percentage of your portfolio annually for investment management services. These fees are paid quarterly and are negotiable.
For non-qualified plans, the fees are:
- First $150,000 — 1.50% per year
- $150,001 to $500,000 — 1.25% per year
- $500,001 to $1,000,000 — 1.00% per year
- Next $1,000,000 — 0.90% per year
- Next $3,000,000 — 0.75% per year
- Next $5,000,000 — 0.50% per year
- Next $5,000,000 — 0.40% per year
- Above $15,000,000 — 0.25% per year
For qualified plans, the fees are:
- $0 to $500,000 — 0.75% per year
- $500,001 to $750,000 — 0.70% per year
- $750,001 to $1,000,000 — 0.60% per year
- $1,000,001 to $2,000,000 — 0.50% per year
- $2,000,001 to $5,000,000 — 0.35% per year
- $5,000,001 to $10,000,000 — 0.25% per year
- Above $10,000,000 — Negotiable
Location
701 Palomar Airport Road, Suite 300, Carlsbad, CA, 92011
Get directionsHistory
Regulatory History
No disclosures, customer disputes, or regulatory actions on file.
Disclosures include customer complaints, regulatory actions, and other events that advisors must report to the SEC. A clean record means none have been reported.
Learn about disclosures →Other Business ActivitiesSells Insurance
Jeran is a managing member of Centered Financial, an RIA, providing investment advisory and financial planning services, dedicating nearly full-time hours to this role. Jeran is also an insurance agent selling fixed insurance products, dedicating minimal time to this activity.
Employment History
Current Registrations
Centered Financial
Purshe Kaplan Sterling InvestmentsBroker
Previous Registrations
Seaside Wealth Management, INC.
Anchor Bay Securities, LLCBroker
Anchor Bay Capital, INC.
AXA Advisors, LLC
AXA Advisors, LLCBroker
Eagle Strategies LLC
Nylife Securities LLCBroker
State Registrations4 states
You can work with an advisor not registered in your state. Most advisors can legally serve a small number of clients across state lines without registering.