Henry Koziol is a CFP-designated registered investment advisor at Fm Financial Services, LLC, based in Buffalo, NY, with 4 years of industry experience. Henry operates on a fee-only basis, meaning they do not earn commissions from product sales. Their practice areas include Estate Planning, Insurance Planning, Retirement Planning, Tax Planning.
Compensation
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Fee Structure
FM Financial Services does not directly manage your investments. Instead, they recommend other advisory firms to you. They receive a portion of the fee you pay to those firms. The total fee you pay will be 1% of your portfolio. FFSL may direct clients to Manning & Napier Advisors, LLC, Sandhill Capital Partners, UBS Financial Services Inc., Stone Creek Advisors, or Lincoln Financial Advisors Corporation.
Location
424 Main Street, Suite 800, Buffalo, NY, 14202
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Regulatory History
No disclosures, customer disputes, or regulatory actions on file.
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Current Registrations
Fm Financial Services, LLC
State Registrations2 states
You can work with an advisor not registered in your state. Most advisors can legally serve a small number of clients across state lines without registering.