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JR
CFP
JR
CFP

Joseph Ricciardi

LPL Financial LLC
18 Years of Experience
Crystal Lake, IL
BrokerSells Insurance
View SEC Summary
View SEC Summary

Joseph Ricciardi is a CFP-designated registered investment advisor at LPL Financial LLC, based in Crystal Lake, IL, with 18 years of industry experience. Joseph is also registered as a broker, so some compensation may come from commissions on products sold. Their practice areas include Investment Management, Retirement Planning. Their firm serves 1,986,990 clients with $820B in assets under management.

LPL Financial LLC
Compensation
Fee-Only (% of Portfolio)Fixed/Hourly
Firm Size
28221 advisors
Number of Clients
1,986,990 clients
Average Client Portfolio
$412K average
Assets Under Management
$819.1B

Fee Structure

Minimum Investment:$1K
Investment management only (planning not offered)
Portfolio-Based Fees (Flat)
Portfolio ValueAnnual Fee
Any2.50%

The maximum account fee is 2.50% and is negotiable between the client and the advisor. Fees are based on total assets in the account and payable quarterly in advance.

Fee Estimator
Your Portfolio Value
$500K
$0$500K$1M$5M$20M
Estimated Annual Fee
—
View Full SEC Brochure

Location

390 E Congress Pkwy Ste 390-E, Crystal Lake, IL, 60014

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History

Regulatory History
Clean regulatory record

No disclosures, customer disputes, or regulatory actions on file.

Disclosures include customer complaints, regulatory actions, and other events that advisors must report to the SEC. A clean record means none have been reported.

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Other Business ActivitiesSells Insurance

Joseph is involved with non-variable insurance since 2010 and has DBAs for his LPL business since 2019. He also works as a pilot for United Airlines, dedicating about half his time, and owns JR Financial Holdings, LLC for tax/investment purposes, dedicating about a quarter of his time.

Employment History
Current Registrations
LPL Financial LLC
May 2019 - Present · 7 yrs 5 mos
LPL Financial LLCBroker
May 2019 - Present · 7 yrs 5 mos
Previous Registrations
Securities America Advisors, INC.
December 2013 - June 2019 · 5 yrs 6 mos
Dorion-Gray Retirement Planning, INC.
September 2010 - December 2013 · 3 yrs 3 mos
Securities America, INC.Broker
September 2010 - June 2019 · 8 yrs 9 mos
Financial Network Investment Corporation
January 2008 - November 2009 · 1 yr 10 mos
Financial Network Investment CorporationBroker
April 2007 - November 2009 · 2 yrs 7 mos
State Registrations12 states
COFLILMIMNMONCOHTXVAWAWI
AdvisorBrokerBoth

You can work with an advisor not registered in your state. Most advisors can legally serve a small number of clients across state lines without registering.

Exams
No exam information available for this advisor.
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