TrueAdvisor
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JB
CFA
JB
CFA

John Bay

Spire Wealth Management, LLC
11 Years of Experience
Winchester, MA
View SEC Summary
View SEC Summary

John Bay is a CFA-designated registered investment advisor at Spire Wealth Management, LLC, based in Winchester, MA, with 11 years of industry experience. John operates on a fee-only basis, meaning they do not earn commissions from product sales. Their practice areas include Estate Planning, Financial Planning & Coaching, High Net Worth, Insurance Planning, and 3 more. Their firm serves 6,379 clients with $4.5B in assets under management.

Spire Wealth Management, LLC
Compensation
Fee-Only (% of Portfolio)Fixed/Hourly
Firm Size
66 advisors
Number of Clients
6,379 clients
Average Client Portfolio
$708K average
Assets Under Management
$4.5B

Fee Structure

Minimum Investment:$25K
Planning is included in investment management (also available separately)
Portfolio-Based Fees (Flat)
Portfolio ValueAnnual Fee
Any2.25%

Fees generally range from 0.02% to 2.25% of assets under management. Individual advisors set specific fee schedules and retain discretion to negotiate alternative fees.

Fee Estimator
Your Portfolio Value
$500K
$0$500K$1M$5M$20M
Estimated Annual Fee
—
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Location

Winchester, MA

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History

Regulatory History
Clean regulatory record

No disclosures, customer disputes, or regulatory actions on file.

Disclosures include customer complaints, regulatory actions, and other events that advisors must report to the SEC. A clean record means none have been reported.

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Employment History
Current Registrations
Spire Wealth Management, LLC
March 2025 - Present · 1 yr 7 mos
Previous Registrations
M3 Advisory Group, LLC
February 2024 - March 2025 · 1 yr 1 mo
Newedge Securities, INC.Broker
November 2022 - January 2024 · 1 yr 2 mos
LPL Financial LLCBroker
June 2021 - November 2022 · 1 yr 5 mos
Newedge Advisors
May 2021 - January 2024 · 2 yrs 8 mos
Pallas Capital Advisors, LLC
November 2020 - February 2021 · 3 mos
Triad Advisors LLCBroker
July 2019 - February 2021 · 1 yr 7 mos
Goss Advisors
July 2019 - December 2020 · 1 yr 5 mos
UBS Financial Services INC.Broker
February 2018 - July 2019 · 1 yr 5 mos
Merrill Lynch, Pierce, Fenner & Smith Incorporated
September 2010 - December 2012 · 2 yrs 3 mos
Merrill Lynch, Pierce, Fenner & Smith IncorporatedBroker
August 2010 - December 2012 · 2 yrs 4 mos
Assent LLCBroker
August 2009 - May 2010 · 9 mos
State Registrations1 state
MA
Advisor

You can work with an advisor not registered in your state. Most advisors can legally serve a small number of clients across state lines without registering.

Exams
No exam information available for this advisor.
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