Richard Polo is a registered investment advisor at Retirement Wealth Management, LLC, based in Nutley, NJ, with 11 years of industry experience. Richard operates on a fee-only basis, meaning they do not earn commissions from product sales. Their practice areas include Financial Planning & Coaching, Investment Management, Retirement Planning. Their firm serves 86 clients with $61M in assets under management.
Compensation
Firm Size
Number of Clients
Average Client Portfolio
Assets Under Management
Fee Structure
Retirement Wealth Management's (RWM) fees for managing your investments are based on the value of your portfolio and range from 0.50% to 2.00% annually. The exact fee depends on the complexity of your situation, the amount of assets managed, and your overall relationship with RWM. Fees are paid quarterly, in advance. RWM may also recommend using independent investment managers, in which case the total fee will not exceed 1.4% annually.
Location
80 East Passaic Avenue, Nutley, NJ, 07110
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Regulatory History
No disclosures, customer disputes, or regulatory actions on file.
Disclosures include customer complaints, regulatory actions, and other events that advisors must report to the SEC. A clean record means none have been reported.
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Richard works as an office manager for Polo Financial, a public accounting, tax, and consulting practice. This investment-related activity takes a few hours per week.
Employment History
Current Registrations
Retirement Wealth Management, LLC
Previous Registrations
Cetera Investment Advisers LLC
Cetera Financial Specialists LLCBroker
Merrill Lynch, Pierce, Fenner & Smith Incorporated
Merrill Lynch, Pierce, Fenner & Smith IncorporatedBroker
State Registrations3 states
You can work with an advisor not registered in your state. Most advisors can legally serve a small number of clients across state lines without registering.