Michael Mcerlane

Comprehensive Financial Planning for Doctors offers an annual ongoing agreement that provides continuous financial planning, implementation assistance, and monitoring. Fees are calculated as 2% of your adjusted gross income from your most recently filed federal income tax return, subject to annual minimums:

• Single clients — minimum annual fee of $4,000
• Legally married clients — minimum annual fee of $6,000 (based on combined adjusted gross income)

Fees are billed monthly in arrears.

• Standalone financial planning agreement — One-time comprehensive planning covering retirement, taxes, estate planning, debt management, and investments. The fee is calculated as 2% of your adjusted gross income, with minimums of $6,000 for single clients and $9,000 for legally married clients. Half is paid upfront and the remainder upon delivery of written recommendations within six months.