Ruggaard & Associates provides continuous portfolio management, retirement account guidance, financial planning, and tax preparation services for individuals, high-net-worth clients, and retirement plans. Founded in 1993 and based in Hudson, Ohio, the registered investment advisor builds customized portfolios based on each client's specific goals, risk tolerance, and time horizon. Portfolios can be managed with the authority to make trades without asking first, or on a non-discretionary basis where client approval is required for trades. In addition to managing taxable investment accounts and retirement accounts like 401(k) plans, Ruggaard & Associates offers comprehensive financial planning covering cash flow, taxes, insurance, retirement, and estate planning, as well as standalone tax preparation services.
Fee Structure
Portfolio-Based Fees (Flat)
| Portfolio Value | Annual Fee |
|---|---|
| Any | 1.00% |
Individual portfolio management annual fees range from 0.80% to 1.00% of assets under management. Retirement account management is charged at 0.40%. Fees are negotiable.