Spectrum Asset Management provides investment advice and financial planning to individuals, trusts, foundations, corporations, and retirement plans. Spectrum manages investments in stocks, bonds, exchange traded funds, and mutual funds. Spectrum works with clients to understand their financial goals and creates investment models to match those goals. Clients can request restrictions on specific investments. Spectrum also offers basic financial planning and consulting services, with fees for more complex planning agreed upon in advance.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $5.0M | 1.00% |
| $5.0M - $10.0M | 0.60% |
| $10M+ | 0.40% |
Fees listed are for Equity & Balanced / Investment Consulting Services. 10% discount for eleemosynary accounts. Emerging Wealth Management (Mutual Fund/ETF Models) has a maximum fee of 1.65% for accounts below $750,000, then follows the same tiered schedule as Equity & Balanced. Spectrum may modify the minimum asset level and/or charge a different annual investment advisory fee based on certain criteria.