Horter Investment Management provides continuous investment advisory services tailored to individual client goals, risk tolerance, and time horizons. The firm offers several portfolio management approaches, including multi-manager model portfolios, single-manager portfolios, and customized mixes of strategies and securities. Portfolios may be actively managed using tactical institutional funds, exchange-traded funds, and third-party money managers, or structured as passive buy-and-hold strategies. Horter Investment Management also offers alternative investments, variable annuity advisory programs, and retirement plan asset management services. In addition to investment management, the firm provides comprehensive financial planning covering personal records, cash flow, taxes, investments, insurance, retirement, and estate planning coordination. Clients may place reasonable restrictions on their accounts or choose non-discretionary management. Horter Investment Management works with individuals, high-net-worth clients, trusts, estates, corporations, and pension plans, utilizing qualified custodians such as Charles Schwab, Axos Advisor Services, and Nationwide Advisory Solutions.
Fee Structure
Portfolio-Based Fees (Flat)
| Portfolio Value | Annual Fee |
|---|---|
| Any | 1.99% |
Maximum annual fee is 1.99% for standard portfolio management programs. Certain strategies like indexed retirement funds (0.50%), alternative investments (1.25%), and non-discretionary accounts (0.10%) have different rates. Fees are negotiable.