Financial Management Strategies manages investment portfolios and offers comprehensive financial planning for individuals, families, businesses, and retirement plans. The registered investment advisor builds personalized portfolios based on each client's goals, time horizon, risk tolerance, and liquidity needs. Services cover individual portfolio management, model portfolios, retirement plan consulting, and broad financial planning addressing income taxes, cash flow, education funding, retirement, insurance, and estate planning. Portfolios can be managed on a discretionary or non-discretionary basis.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $100K | 1.50% |
| $100K - $250K | 1.50% |
| $250K - $500K | 1.25% |
| $500K - $1.0M | 1.00% |
| $1M+ | 1.00% |
Fees are negotiable based on factors such as portfolio complexity, total assets, and anticipated future deposits. Household accounts are grouped together for fee calculation purposes.