Haviland & Sams is a financial advisory and consulting firm that provides financial modeling and planning services for corporations, individuals, and families. Haviland & Sams offers wealth management services, independent investment manager search and monitoring, and ad hoc consulting. Haviland & Sams does not directly manage client assets but recommends independent investment managers. The firm works with Schwab Institutional and BNY Mellon Advisors.
Fee Structure
Haviland & Sams does not directly manage client assets. Instead, they help clients find and monitor independent investment managers. Clients whose assets are held at Schwab may be charged up to 1% of their portfolio annually, paid quarterly. Clients in the Lockwood wrap fee program may be charged up to 2% annually, paid quarterly, which includes all management and transaction fees.