CM First Capital Corp. offers personalized investment advice to individuals. Services include managing investment portfolios, advising on dollar cost averaging, consulting on an hourly basis, and advising retirement plan participants. For portfolio management, CM First Capital works with clients to determine their investment goals and risk tolerance, then creates and monitors a customized investment portfolio. Clients give CM First Capital the authority to make trades without asking them first.
Fee Structure
CM First Capital offers investment management services where fees are based on a percentage of the assets managed. The fee is billed quarterly in advance. The annual fee schedule is:
- $0 - $250,000: 2.75%
- $250,001 - $500,000: 2.50%
- $500,001 - $750,000: 2.25%
- $750,001 - $1,000,000: 1.75%
- Over $1,000,000: 1.50%
CM First Capital also offers advisory services for retirement plan participants with a different fee schedule:
- $0 - $100,000: 1.25%
- $100,001 - $250,000: 1.15%
- $250,001 - $500,000: 0.95%
- $501,001 - $750,000: 0.75%
- $750,000 - $1,000,000: 0.65%
- Over $1,000,001: 0.50%
There is a $1,000 minimum annual fee for the retirement plan participant advisory service.