PNC Wealth Management offers the Portfolio Solutions Strategist Digital Offering Program, an online investment management service that invests your portfolio on a discretionary basis using model strategies. To get started, you complete an online questionnaire that recommends a risk tolerance level, which you can then adjust before selecting an approved investment model. The program provides model portfolios managed by third-party providers such as BlackRock, Capital Group, Fidelity, and Vanguard, as well as proprietary models from PNC Wealth Management. These models utilize mutual funds or exchange-traded funds to match your risk profile across strategies ranging from conservative income to aggressive growth. The program is designed for long-term investing, automatically rebalances your portfolio annually, and requires you to be an existing PNC Bank client with online banking credentials for at least 90 days. You do not have direct contact with the model managers, and any unallocated cash is automatically swept into an interest-bearing deposit account at PNC Bank.
Fee Structure
Portfolio-Based Fees (Flat)
| Portfolio Value | Annual Fee |
|---|---|
| Any | 0.85% |
An annual fee of 0.85% applies to all accounts regardless of size.