Secure Asset Management offers personalized financial planning and investment management primarily to individuals, alongside retirement plan consulting services. Founded in 2007 and owned by Bryan Spencer, the firm helps clients with financial objectives, cash flow management, tax planning, insurance reviews, investment management, education funding, retirement planning, and estate planning. Secure Asset Management operates as a fee-based firm and utilizes discretionary direct asset management, third-party money managers, and platforms like Pontera to manage held-away accounts such as employer-sponsored 401(k) plans. The firm generally limits its investment advice to mutual funds, equities, fixed-income securities, exchange-traded funds, real estate funds, and options. While Secure Asset Management does not sell commissioned products directly, some affiliated individuals may be registered representatives of an affiliated broker-dealer or licensed insurance agents, creating potential conflicts of interest that the firm mitigates through its fiduciary duty to act in clients' best interests.
Fee Structure
Portfolio-Based Fees (Flat)
| Portfolio Value | Annual Fee |
|---|---|
| Any | 2.00% |
Maximum annual fee is 2% of assets under management. Fees are negotiable.