Salem Advisory Group offers investment management and financial planning services to individuals, high-net-worth individuals, and institutions. Salem Advisory Group builds customized investment portfolios using fundamental and technical analysis, incorporating asset allocation, risk analysis, portfolio selection, and specific equity recommendations. Investments may include individual stocks, corporate and municipal bonds, United States government securities, real estate investment trusts, fixed annuities, and mutual funds or exchange-traded funds. Salem Advisory Group also provides pension consulting services to employer-sponsored retirement plans. Financial planning is offered complimentary to investment management clients, covering account aggregation, risk management, and net worth analysis. Additionally, representatives of Salem Advisory Group may act as licensed insurance agents to offer insurance products such as life, disability, and long-term care insurance, as well as annuities and Medicare plans.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $1.0M | 1.50% |
| $1.0M - $2.5M | 1.25% |
| $2.5M+ | 1.25% |
Fees are negotiable and calculated using an average daily balance. Pension consulting fees range from 0.1% to 1.50%. Section 3(21) advisory services for 401(k) plans are charged at 0.5%.