Harbor Investment Advisory, LLC is an investment advisor and broker-dealer that offers a broad range of advisory and brokerage services to individuals, families, and businesses. Harbor provides ongoing portfolio management, assistance in selecting third-party portfolio managers, retirement plan consulting, and personalized financial planning. Depending on the chosen program, Harbor works with clients on a discretionary basis (making trades without asking first) or non-discretionary basis. The firm tailors its services to each client's specific investment objectives, time horizon, risk tolerance, and tax situation, utilizing various investment vehicles including stocks, bonds, mutual funds, exchange-traded funds, and alternative investments.
Fee Structure
Portfolio-Based Fees (Flat)
| Portfolio Value | Annual Fee |
|---|---|
| Any | 2.00% |
Fees vary by program: Harbor Manager Select charges 0.25% to 2.00%, and Harbor Investment Consulting charges 0.25% to 1.50%. Fees are computed as a percentage of assets under management and paid monthly in arrears.