Oak Harvest Investment Services manages investment portfolios and offers personalized financial planning and consulting services. The firm designs investment strategies based on each client's goals, time horizon, and risk tolerance, using a mix of mutual funds, exchange-traded funds, individual stocks and bonds, and interval funds. Oak Harvest specializes in retirement planning, tax concerns, cash flow management, and estate planning, working primarily with individuals and high net worth families. The firm manages assets on a discretionary basis, meaning Oak Harvest makes investment decisions on your behalf without needing prior approval for every trade. In addition to investment management, Oak Harvest offers standalone financial planning, limited scope financial planning, and retirement plan consulting for employers.
Fee Structure
Oak Harvest Investment Services charges an annual fee based on the total value of your investment portfolio, billed quarterly in arrears. The fee rate decreases as your investment amount increases:
- $0 to $999,999 — 1.37% per year
- $1,000,000 to $1,499,999 — 1.22% per year
- $1,500,000 to $1,999,999 — 1.12% per year
- $2,000,000 to $2,999,999 — 1.07% per year
- $3,000,000 to $3,999,999 — 0.97% per year
- $4,000,000 to $4,999,999 — 0.89% per year
- $5,000,000 to $9,999,999 — 0.81% per year
- $10,000,000 to $24,999,999 — 0.75% per year
- $25,000,000 and over — 0.62% per year
This investment management fee is inclusive of financial planning and consulting services. Additionally, portfolio management clients pay a technology service fee of $50 per year for each custodial account.