Kimelman & Baird provides personalized portfolio management and financial planning services for individuals, families, trusts, and institutional clients. The firm builds customized investment portfolios using fundamental and technical analysis, with a focus on long-term growth and risk management. Clients can choose between two primary fee programs: an asset-based fee program that bundles trading costs into a single management fee, or an asset-and-transaction-based program where clients pay a lower management fee plus individual trade commissions. Kimelman & Baird also offers a digital financial planning guidance service at no additional cost when opening an advisory account. The firm generally requires a minimum investment of $500,000, though smaller accounts may be accepted under special circumstances.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $1.0M | 1.50% |
| $1.0M - $5.0M | 1.25% |
| $5M+ | 1.00% |
Fees are negotiable on a case-by-case basis. Fixed income and cash assets are charged a separate flat rate of 0.25% across all tiers. The firm also offers an asset-and-transaction-based program with a maximum fee of 1.25% plus trading commissions.