Bright Futures Wealth Management offers ongoing portfolio management tailored to each client's individual goals, time horizon, and risk tolerance. The firm creates a personalized investment policy statement and handles asset allocation, asset selection, and regular portfolio monitoring. In addition to managing investments, Bright Futures Wealth Management provides financial planning covering retirement, college savings, business planning, divorce, insurance, debt, tax, and estate planning, as well as pension consulting services for employee benefit plans. The firm generally limits its investment advice to mutual funds, fixed income securities, options, real estate funds, annuities, equities, exchange-traded funds, and private placements.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $10K | 2.50% |
| $10K - $250K | 2.50% |
| $250K - $500K | 2.25% |
| $500K - $1.0M | 1.75% |
| $1.0M - $2.5M | 1.50% |
| $2.5M - $5.0M | 1.25% |
| $5M+ | 1.00% |
Fees are generally negotiable.