Financial Transparency manages investment portfolios and provides personalized financial planning for individuals, families, businesses, and retirement plans. The firm operates through a network of independent advisory representatives across the country. Clients can choose from three main investment management programs ranging from passively invested model portfolios to highly customized accounts tailored to specific preferences like socially responsible investing or tax-loss harvesting. Financial Transparency acts legally required to act in your best interest, building diversified portfolios primarily using mutual funds, exchange-traded funds, individual stocks, and bonds. In addition to portfolio management, the firm offers individual financial consultations to evaluate cash flows, retirement projections, and insurance coverage. Some affiliated representatives are also licensed to sell insurance products or provide specialized consulting services.
Fee Structure
Portfolio-Based Fees (Flat)
| Portfolio Value | Annual Fee |
|---|---|
| Any | 2.15% |
Maximum annual fee percentages vary by program: Let's Get Started is up to 1.00%, Managed Investment Portfolios is up to 1.75%, and Customized Managed Accounts is up to 2.15%. Actual fees are negotiated with your advisor.