FLFS Advisory focuses on building client relationships through financial planning and investment management. FLFS starts with a discovery meeting to understand the client's financial situation and goals. FLFS designs a customized plan and strategy for estate planning and retirement income. When engaged for investment management, FLFS manages accounts on a discretionary basis, making changes without seeking specific approval for each trade.
Fee Structure
FLFS Advisory's fees range from 0.00% to 2.0% per year of the value of your portfolio. Fees are paid quarterly, in advance.
For clients in the Dunham Standard Asset Allocation Program, the annual fee is up to 2.00%, charged quarterly. Dunham also charges 0.25% for proprietary funds.
For the Dunham Custom Asset Allocation Program, there's a performance-based fee option (10% of net increase) or an asset-based fee option (up to 2.00% annually). Dunham also charges a 0.25% program fee.