Ron Carazo and Associates manages investment portfolios and provides personalized financial planning and consulting for individuals. The firm helps clients define their investment goals, time horizons, objectives, and risk tolerance to build customized asset allocation strategies. Services cover asset management, personal net worth analysis, cash flow analysis, retirement strategies, long-term investment planning, and tax reduction strategies. Ron Carazo and Associates also offers educational seminars and workshops. The firm operates with discretionary authority when chosen by clients, meaning Ron Carazo and Associates can buy and sell securities without seeking client consent for every individual transaction. Ron Carazo and Associates may also appoint sub-advisors to manage portions of client accounts. In addition to advisory services, professionals at Ron Carazo and Associates are licensed insurance agents and may offer insurance products for a commission.
Fee Structure
Portfolio-Based Fees (Flat)
| Portfolio Value | Annual Fee |
|---|---|
| Any | 1.85% |
Ron Carazo and Associates charges a maximum annual fee of 1.85% on all managed assets. Fees are billed monthly in arrears. Ron Carazo and Associates may charge a lesser fee at its sole discretion based on factors such as historical relationships, asset types, or account size.