Thoroughbred Financial Services, LLC
Thoroughbred Financial Services offers personalized investment management and financial planning services. The firm designs investment portfolios using mutual funds, exchange-traded funds, individual stocks and bonds, and specialized investment programs. Services are provided on both a discretionary basis—meaning Thoroughbred Financial Services makes trades on your behalf without asking first—and a nondiscretionary basis, where you approve trades beforehand. The firm offers several specific account programs, including the Thoroughbred Program, Cambridge Account, Bond-Timing account, and Envestnet Asset Management program, and also evaluates outside money managers. On an occasional basis, Thoroughbred Financial Services prepares comprehensive financial plans covering income tax, estate planning, investment strategies, and retirement planning.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $1.0M | 1.75% |
| $1M+ | 1.25% |
Fees are negotiable. Schedule reflects the primary Thoroughbred and Cambridge programs. Other programs have different fee structures, such as Bond-Timing (1.15% to 1.75%), Vanguard/Ascensus (1.00%), Identified Portfolios/Managers (up to 2.00%), and Envestnet (up to 2.50%, $100K minimum).