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CFP
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CFP

Richard Lincoln

Prosperity Capital Advisors
30 Years of Experience
Red Bank, NJ
1 DisclosureBrokerSells Insurance
View SEC Summary
View SEC Summary

Richard Lincoln is a CFP-designated registered investment advisor at Prosperity Capital Advisors, based in Red Bank, NJ, with 30 years of industry experience. Richard is also registered as a broker, so some compensation may come from commissions on products sold. Their practice areas include Business Owners, Charitable Giving, Corporate Executives, Education Planning, and 7 more. Their firm serves 7,548 clients with $4.4B in assets under management.

Prosperity Capital Advisors
Compensation
Fee-Only (% of Portfolio)Fixed/Hourly
Firm Size
101 advisors
Number of Clients
7,548 clients
Average Client Portfolio
$581K average
Assets Under Management
$4.4B

Fee Structure

Minimum Investment:$1K
Planning is included in investment management (also available separately)
Minimum Annual Fee:$150
Portfolio-Based Fees (Tiered)
Portfolio ValueAnnual Fee
Up to $500K0.50%
$500K - $1.0M0.40%
$1.0M - $2.0M0.30%
$2.0M - $5.0M0.25%
$5M+0.20%

Fees are negotiable. Total annual fees for retail clients typically range between 0.20% and 2.0% when including advisor fees.

Fee Estimator
Your Portfolio Value
$500K
$0$500K$1M$5M$20M
Estimated Annual Fee
—
View Full SEC Brochure

Location

331 Newman Springs Road Bldg. 1, Suite 107, Red Bank, NJ, 07701

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History

Regulatory History (1)
What are disclosures? Advisors must report customer complaints, regulatory actions, and certain legal or financial events to the SEC. Not all disclosures are serious—many are settled disputes or minor violations. Learn how to evaluate them.
Customer Dispute
October 2006
Settled
View Full SEC ReportHow to Read Disclosures
Other Business ActivitiesSells Insurance

Richard is the owner of Retirement Concepts Group LLC, where he brokers various insurance products. He is also a Senior Private Client & Executive Life Insurance Specialist at OneTeam Financial LLC, and an IAR at Prosperity Capital Advisors, and a registered representative of M Holdings Securities, Inc. selling securities.

Employment History
Current Registrations
Prosperity Capital Advisors
March 2024 - Present · 2 yrs 7 mos
M Holdings Securities, INC.
February 2024 - Present · 2 yrs 8 mos
M Holdings Securities, INC.Broker
February 2024 - Present · 2 yrs 8 mos
Previous Registrations
Osaic Wealth, INC.Broker
January 2024 - March 2024 · 2 mos
Osaic Wealth, INC.
January 2024 - March 2024 · 2 mos
Woodbury Financial Services, INC.
June 2016 - January 2024 · 7 yrs 7 mos
Woodbury Financial Services, INC.Broker
June 2016 - January 2024 · 7 yrs 7 mos
Cambridge Investment Research Advisors, INC.
October 2013 - June 2016 · 2 yrs 8 mos
Cambridge Investment Research, INC.Broker
October 2013 - June 2016 · 2 yrs 8 mos
Awm Asset Management LLC
July 2013 - October 2013 · 3 mos
United Planners' Financial Services of America a Limited PartnerBroker
July 2013 - October 2013 · 3 mos
Eagle Strategies LLC
October 2002 - July 2013 · 10 yrs 9 mos
Nylife Securities LLCBroker
October 2001 - July 2013 · 11 yrs 9 mos
Metlife Securities INC.Broker
August 1999 - October 2001 · 2 yrs 2 mos
Metropolitan Life Insurance CompanyBroker
August 1999 - October 2001 · 2 yrs 2 mos
Nylife Securities INC.Broker
August 1996 - September 1999 · 3 yrs 1 mo
State Registrations13 states
ARAZDEFLKSMAMONENJNVNYTXVT
AdvisorBrokerBoth

You can work with an advisor not registered in your state. Most advisors can legally serve a small number of clients across state lines without registering.

Exams
No exam information available for this advisor.
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