Justin Simmers
Justin Simmers is a registered investment advisor at Osaic Institutions, INC., based in Delmont, PA, with 27 years of industry experience. Justin operates on a fee-only basis, meaning they do not earn commissions from product sales. Their practice areas include Estate Planning, Financial Planning & Coaching, Insurance Planning, Retirement Planning. Their firm serves 7,211 clients with $4B in assets under management.
Compensation
Firm Size
Number of Clients
Average Client Portfolio
Assets Under Management
Fee Structure
Fees for customized advisory services are based on the value of your portfolio and are negotiable. The maximum advisory fee is 2.50%. You may pay monthly or quarterly account fees, either in advance or after the service is provided. These fees are directly deducted from your account. If you invest in mutual funds or ETFs, you'll pay advisory fees to both the fund manager and Osaic Institutions. If the custom advisory services apply to annuities for which the advisor receives trail compensation, such trail fees generally will be used to offset the advisory fee.
Location
6514 Route 22, Delmont, PA, 15626
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Regulatory History (1)
Customer Dispute
November 2022Other Business Activities
Justin works as a Banking Financial Advisor at First Commonwealth Bank since January 2018. He also works in the First Commonwealth Bank Trust Division, dedicating a few hours per week.
Employment History
Current Registrations
Osaic Institutions, INC.Broker
Osaic Institutions, INC.
Previous Registrations
Key Investment Services LLCBroker
Key Investment Services LLC
LPL Financial LLC
LPL Financial LLCBroker
Natcity Investments, INC.Broker
Citizens Investment Services CORP.Broker
Dreyfus Service CorporationBroker
The Dreyfus Service CorporationBroker
Dreyfus Financial Services CorporationBroker
Dreyfus Investment Services Company, LLCBroker
American Express Financial Advisors INC.Broker
Ids Life Insurance CompanyBroker
State Registrations2 states
You can work with an advisor not registered in your state. Most advisors can legally serve a small number of clients across state lines without registering.