JN
CFP
JN
CFP

John Nieradzik

21 Years of Experience
Modesto, CA
BrokerSells Insurance

John Nieradzik is a CFP-designated registered investment advisor at VALIC Financial Advisors, INC., based in Modesto, CA, with 21 years of industry experience. John operates on a fee-only basis, meaning they do not earn commissions from product sales. Their practice areas include Charitable Giving, Education Planning, Estate Planning, Financial Planning & Coaching, and 2 more. Their firm serves 293,993 clients with $26B in assets under management.

Compensation
Fee-Only (% of Portfolio)Fixed/Hourly
Firm Size
1277 advisors
IM Fee
Planning only
Assets Under Management
$26.4B

Fee Structure

  • Financial planning fees depend on the complexity of your situation, the number of topics covered, the time needed to complete the plan, your net worth, and your location.
  • Consulting services are offered on a per-project basis, not exceeding $7,500 annually.
  • The total combined fee for a financial plan and consulting services will not exceed $10,000 annually.
One-Time Plan:Up to $5,000
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Location

1150 9th Street, Suite 1212, Modesto, CA, 95354

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History

Regulatory History
Clean regulatory record

No disclosures, customer disputes, or regulatory actions on file.

Disclosures include customer complaints, regulatory actions, and other events that advisors must report to the SEC. A clean record means none have been reported.

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Other Business ActivitiesSells Insurance

John owns rental properties and performs maintenance, dedicating minimal time to this. He is also an agent selling non-securities insurance products, spending a few hours per week on this activity.

Employment History
Current Registrations
VALIC Financial Advisors, INC.
October 2006 - Present · 19 yrs 7 mos
VALIC Financial Advisors, INC.Broker
September 2006 - Present · 19 yrs 8 mos
Previous Registrations
Atlas Securities, INC.Broker
April 2005 - September 2006 · 1 yr 5 mos
Edward JonesBroker
May 2004 - December 2004 · 7 mos
State Registrations15 states
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AdvisorBrokerBoth

You can work with an advisor not registered in your state. Most advisors can legally serve a small number of clients across state lines without registering.

Exams
No exam information available for this advisor.
John Nieradzik - Financial Advisor | TrueAdvisor