Mark Billes

Retirement Investment Advisors (RIA) refers clients to third-party investment managers (TPMs). Clients will be billed according to the TPM's fee schedule, which will be disclosed before signing an agreement. RIA receives a portion of the advisory fees charged by the TPM.

RIA refers clients to Gradient Investments, LLC (GI), Horter Investment Management, LLC (Horter), and Orion Portfolio Solutions, LLC (OPS).

GI's fees for Strategic Portfolios are 2.00% annually, for Tactical Portfolios are 1.80% annually, for Allocation & Defined Outcome Portfolios are 1.70% annually, and for Preservation Portfolios are 1.00% annually. For Client Directed Accounts, GI charges a flat fee of $300 annually.

Horter's fees for Horter Managed Strategies are 1.99% annually for Non-TFA Funds and 1.59% annually for TFA Funds.

OPS's fees are no more than 1.50% annually, and may be negotiable. OPS also charges administration fees (0.10%-0.35%), account maintenance fees ($75 annually for households under $100,000), and a strategist fee of 0.35%.