Cetera Planning Partners provides personalized investment management and financial planning services primarily for individuals, retirees, and high-net-worth investors. Operating as a registered investment advisor, Cetera Planning Partners helps clients build customized portfolios using mutual funds and exchange-traded products based on their specific goals and risk tolerance. The firm's services include retirement planning, asset allocation, Social Security optimization, and comprehensive financial planning processes that are updated periodically. Additionally, Cetera Planning Partners offers proactive tax planning, tax preparation, bookkeeping, and payroll services through specialized departments. Clients work with registered financial advisors who help tailor strategies for various stages of financial life, while assets are held at independent or affiliated qualified custodians such as Charles Schwab, Fidelity, Pershing, and Cetera Investment Services.
Fee Structure
Portfolio-Based Fees (Flat)
| Portfolio Value | Annual Fee |
|---|---|
| Any | 1.65% |
Maximum advisor fee is up to 1.65%. Additional administrative, strategist, and optional service fees of up to 0.05%, 0.90%, and 0.40% respectively may apply depending on portfolio selections.
