Total Clarity Wealth Management offers customized wealth management services, including portfolio management, financial planning, retirement planning, and special projects. Total Clarity Wealth Management operates through independent advisory representatives who tailor strategies to individual goals and risk tolerances. The firm provides several managed account programs, some of which bundle transaction costs while others bill transaction fees separately. Total Clarity Wealth Management also offers specialized active trading accounts and management for employer-sponsored retirement plans. Advisory representatives may maintain affiliations with broker-dealers or insurance companies, which can create conflicts of interest regarding product recommendations and commissions. Total Clarity Wealth Management emphasizes a fiduciary commitment to act in clients' best interests while outlining various potential conflicts and associated risks in its regulatory filing.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $50K | 2.75% |
| $50K - $100K | 2.75% |
| $100K - $250K | 2.75% |
| $250K - $500K | 2.50% |
| $500K - $1.0M | 2.00% |
| $1.0M - $3.0M | 1.75% |
| $3.0M - $5.0M | 1.75% |
| $5M+ | 1.75% |
Schedule reflects maximum annual fees for the Total Clarity Vision wrap program. Other programs like Value, PreActive, and CB accounts have separate schedules with maximum fees ranging up to 2.50% or 2.75%. Fees are negotiable.