Galvin, Gaustad & Stein provides comprehensive investment management, financial planning, and retirement plan consulting to individuals, families, trusts, and business entities. The firm builds customized portfolios using individual stocks, bonds, exchange-traded funds, and model portfolios based on fundamental research and analysis. In addition to core investment management, the firm offers financial planning covering retirement readiness, cash flow forecasting, tax considerations, estate planning, and insurance needs. Clients can choose discretionary or non-discretionary management, and the firm also offers bundled services where ongoing financial planning is integrated with investment management for an asset-based fee. Galvin, Gaustad & Stein tailors its advisory services to match each client's specific risk tolerance, time horizon, and financial goals.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $500K | 1.25% |
| $500K - $2.5M | 1.00% |
| $2.5M - $5.0M | 0.80% |
| $5M+ | 0.80% |
Rates shown are for discretionary management. Non-discretionary management charges 1.50% up to $500K, 1.25% from $500K to $2.5M, and 1.05% from $2.5M to $5M. Fees are negotiable for accounts over $5,000,000.