Alight Financial Advisors provides retail individual retirement account management services specifically for plan participants in employer-sponsored retirement plans where Alight Solutions serves as the record keeper. The firm offers automated portfolio management through a software platform provided by Goldman Sachs Asset Management, which acts as the subadvisor. Investment strategies include personalized asset allocation glidepaths, retirement income planning, contributions guidance, and portfolio rebalancing using exchange-traded funds and mutual funds. Alight Financial Advisors also offers online financial planning tools and educational resources through the Alight Worklife portal, but these are for informational purposes only. The firm operates as a wholly owned subsidiary of Alight Solutions LLC and focuses exclusively on helping retirement plan participants manage their individual retirement accounts.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $100K | 0.50% |
| $100K - $250K | 0.40% |
| $250K+ | 0.30% |
Fees are based on average daily net assets of eligible investments and available cash balances.