Total Wealth Planning and Management manages investment portfolios and provides personalized financial planning and educational consulting for individuals and families. Total Wealth Planning and Management helps clients with retirement planning, debt reduction, insurance reviews, stock option strategies, and general investment management. The firm serves individuals, high-net-worth clients, pensions, profit-sharing plans, trusts, and estates. For clients with at least $100,000 invested through the traditional service platform, comprehensive financial planning and other planning services are included at no additional cost. For clients with smaller accounts, planning services are available on a la carte or fixed-fee basis.
Fee Structure
Portfolio-Based Fees (Tiered)
| Portfolio Value | Annual Fee |
|---|---|
| Up to $500K | 1.50% |
| $500K - $1.0M | 1.40% |
| $1.0M - $5.0M | 1.25% |
| $5M+ | 1.00% |
Fees are negotiable depending on client needs and situation complexity. Certain complex situations may be charged a maximum fee of 2.00%.