SCS offers investment management and financial planning services tailored to individual client needs. Investment advice can be discretionary or non-discretionary, using mutual funds, ETFs, individual stocks, and bonds. Financial planning covers retirement, education, estate, cash flow, risk management, tax, and business planning. SCS also provides pension consulting services to retirement plans and plan sponsors.
Fee Structure
SCS manages investments through its own program and LPL's program. Fees for the LPL program are negotiable, up to 2.60% annually. This fee includes LPL's program fee, a strategist fee (if applicable), and SCS's advisor fee (up to 2.00%). Fees are paid quarterly in advance. SCS advisory representatives are compensated through salary and structured bonus and are incented to bring assts to the firm and to establish new client relationships. They do not make more or less because they recommend a particular investment management program.